Re: [cobalt-users] payment method

[baltimoremd@xxxxxxxxxxxxxxx]

On Thu, 8 Feb 2001, Carrie Bartkowiak wrote:

> 2. Credit Card number will be accepted online, where the host can then plug
> it in wherever they do their credit card transactions

> 
> My problem is with Option 2.

If the host doesn't have a merchant account, option number 2 should just
present the customer with the link that the host uses to the credit card
procesor.  There is no need to maintain the credir card number on the
server.

If I were writing the code, I'd use a conf file where the host can
code in the values(paths, links, etc.) that would be used.

In my piyfull system, customers who have presented enough bona fides to
warrant paying by check and/or terms are informed of a passworded page
that allows them to finish their order.  Others that I don't know get sent
to the url of the rapacious third party processor....since I don't have a
merchant account, I never see their credit card number, it's never on the
server, I don't have to protect it.

YMMV

thom
> But I really do want the ability to let the host keep the cc info on hand
> and then they've got it for monthly billing, extra fees for time spent
> helping the customer, etc.

If the third party processor/bank knows a scintilla about the hosting
business, they understand recurring charges...that's ONE of the questions
you must ask when you establish a relationship with the provider.

> Help?
> The system is almost ready for release, this one thing is holding me up,
> though.

Waving hand as beta tester (g)

thom
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